Frequently Asked Questions

What is a Payday Loan?
A payday loan is a loan that allows a customer to receive cash from a lender usually for a short period of time.

How Does A Payday Loan Work?
A Payday Loan works by allowing the customer to borrow money against their next paycheck usually from a direct lender, loan provider or other financial institution.

Who Can Receive a Payday Loan?
Almost anyone with an active checking account, a checking account that can receive a direct deposit, and that has a job. Usually, a customer with these requirements can receive funds into their account very quickly.

Is a Payday Loan What I Need?
If you need to cover unexpected expenses, such as a car payment, bill payment, utility payment, car repair, emergency household repair, groceries, or any other short-term financial emergency, a Payday Loan may be exactly what you need. Chances are, if you need money for ANY consumer purchase, debt or bill payoff, you may need a payday loan.

How Much Can I Borrow?
Since payday loans are loans of small amounts without credit checks, and are intended to help people manage short-term financial difficulty, it depends on your needs and the financial lender as to the amount you can borrow. Loan Providers can supply their customers with as much as $1500.